Find out where your money goes
Enter monthly take-home pay and monthly expenses. No bank login needed. Figures stay in this browser while you use the calculator.
Monthly income:
Monthly spending:
Money remaining:
Enter your numbers to begin.
Estimates only. Include irregular bills and taxes if not already deducted. We do not request bank account numbers.
How to use your results
For weekly pay, multiply take-home pay by 52 and divide by 12. For biweekly pay, multiply by 26 and divide by 12. Record your real spending weekly and adjust one category at a time.
A downloadable spreadsheet is being prepared for the website. The calculator does not save entries or connect to your bank.