Best Bank Accounts To Have In The United States

What is the 4 MAJOR banks in the UNITED states ?

1. bank of america
2. chase jp. morgan
3. WELLS FARGO
4. CITIBANK CITIGROUP

many years i only use one checking account to get deposits from work and to pay bills which is normal BECAUSE everyone DOES that so i was just fitting with the world but i have got some wisdom from a wealthy person that change my view on why you should have RELATIONSHIPS with all major banks or even MULTIPLE bank accounts with different banks. BECAUSE some people i myself had 2 CHECKING accounts with the same bank but THAT’S not the best thing to do now if you have relationship with all major bank then you can have as much checking account with each banks.

why should i have more than one bank account with different bank ?

this is simple there is a old saying ” don’t put all your eggs in one basket ” for this situation you never put all your money in one bank, the reason is what if that bank system is down when you really need the money or heck what is they went out of business you will lose all that money but with these major banks you should be find. but always be PREPARED for these things so god for bid if anything ever happen you will be fully PREPARED.

what is the purpose to having all these bank account?

relationship. you want to build relationship with the banks so you and the bank can have more trust for EACH OTHER like i remember this use to happen to me i would deposit a check to my account and they would only let me take a small amount from the deposit amount UNTIL they VERIFIED and clear the check that would normally happen when you are new to the bank , have a low amount all the time or even if you had a few time of OVERDRAFTED amount please avoid that OVERDRAFTs. but as i build relationship for years and have a bit more extra left in the account after paying bills also not having overdrafts or bad checks i started to noticing something EVERY TIME i would deposit a check now the full amount will be ready to use IMMEDIATELY so build relationship with all bank also with a great to perfect track record with banking you can also get better rates when you need t use that for loans.

what about FEES for having checking ACCOUNTS ?

great question. i fully understand this the feelings of paying to keep your OWN money i am with you on this one i dislike this , IT’S a full rip off by banks CHARGING you to keep your own money but i have hope for you THERE’S always a way around this , most banks required you to have a direct deposit set up or pay a bill every month , having an amount in the account daily which could be different for each bank i have saw amount ranges from $300 to $1500 to have daily but remember to ask or read these rule or how to wave there fees before you sign or submit to open the new account. just a tip i used is if i know i was making $3000 a month i would split the deposit amount (some employer offer this not all) so that each account got an amount from my deposit so it wave the checking account fee or i would save up the amount that i can have each day that i wouldn’t need so i can have the fees wave just remember to understand the banks rule and then play the game of banking.

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